Significance of Working Capital and Available Funding Options

In 2024, businesses persist in facing a myriad of obstacles, ranging from swift expansion to financial turmoil, all centred around the imperative of obtaining effective working capital solutions. Working capital needs vary among businesses, and while commercial overdrafts are a common option, they come with limitations and may require collateral. Exploring alternative funding avenues without the need for collateral is …

INVOICE FINANCE = $80 BILLION INDUSTRY AND GROWING

In my opinion, Invoice Finance is the most powerful and most underestimated product in the commercial finance armoury. Why – because this product can be applied to a substantial number of businesses across the globe, in all phases of evolution. Funding lines can be secured for startups, accelerated growth, assisting with acquisitions, facilitate a management buyout, turnaround (or distress), stabilisation, …

Too busy… or not a priority?

How many times have you heard “sorry I haven’t gotten back to you” in both business and society? It can often feel like we’re being told, “sorry right now you are not my priority”. This reality can sting, but it’s also a reminder that prioritising is a fact of life. We’re never going to tick off every single item on …

The First Home Buyer Scaries ??

It’s now been 5 months since my partner & I packed our life up into a bunch of boxes and made the big move from Melbourne to Queensland.I have to say the months leading up to the move, a lot of emotions surfaced and a million questions came to mind.  Is this the right move for us? Will we reach …

From a Stay at Home Mum to a Team Player and Reluctant Leader

It was time, I had to be brave, and re-enter the workforce after being a stay-at-home mum for 8 years. Embarking on a new role which I knew nothing about, meeting new people, getting dressed up, I was heading into uncharted waters. I was feeling excited, nervous and afraid.10 years on I am working in the same company, in senior …

Guns and roses and a rock and roll dream for the master of detail

Have you ever bitten off more than you can chew? Back in 2021, I decided to build my first guitar. BEST MOVE EVER.Life is busy…..have you noticed? Between running a business and family life it can often be hard to find time for ourselves. Having played guitar for over 30 years I decided to have a scratch around on you …

Managing Money

My mission as a mortgage broker is to build a firm understanding of my client’s needs and objectives in order to fit them with the best product. And yes, attaining the most competitive interest rate is important. Through years of experience, through many in-depth conversations I have learned, what is of most value to my clients is the support and …

The folly of forecasting…

Where are rates going? This is one of the most common questions a broker is asked by clients, whether it be existing or new referrals. A broker has two options here: You rant on the pros/cons of an increase/decrease, rattle off some macroeconomic data, sprinkle it with anecdotal insights from businesses you work with & add a witty quip about …