If you have trucks on the road, it's crucial to have the right truck insurance in place. Not only does it cover your trucks and trailers against accidental damage, but it also protects against the damage they might cause to others. Additionally, you may need coverage for the goods you transport, trailers you don't own, and even your income if your truck is involved in an accident and off the road for a while.
Feeling overwhelmed by all the truck insurance options out there? We've simplified the truck insurance and truck finance process, so you can keep your trucks covered when it matters most.
It is important to consider the following types of  covers when you’re looking for truck insurance:
COMMERCIAL AND HEAVY MOTOR
This truck insurance covers accidental damage to your truck and the liability arising from the damage caused by your truck.
FLEET
Running a fleet of trucks? This insurance takes into account your operations, accident history, and driver training process. With all your trucks under one policy, managing your fleet's coverage becomes straightforward.
PUBLIC LIABILITY
Public Liability covers you and your business financially from the legal liability to a third party for death, injury, loss or damage of property, or economic loss resulting from your negligence. These kinds of truck insurance policies act outside of any road accident or incident.
CARGO & CARRIER’S PROTECT
Cargo and carrier truck insurance protects you against loss or damage to goods whilst in transit between points of origin and destination. It includes loading and unloading, and consequential loss amongst other aspects.
TRAILERS IN CONTROL
Protects the non-owned trailers in your control from accidental damage.
DOWNTIME
If your truck is involved in an accident and it is off the road for a period of time being repaired or is written off and you are waiting for the availability of a replacement truck, downtime cover is there to cover your lost income. This truck insurance is there to protect your livelihood in the case of an accident.