When it comes to mortgages, you've come to the right place. With over 25 years of experience and a strong grasp of numbers, rest assured I’m here to ensure your finance journey is smooth, finding the right solution for you.
I jumped straight into the mortgage industry from university and over the years, I've worn many hats. I’ve been a loan processor, credit assessor, and settlement manager, before finally discovering my calling as a mortgage broker. Having the experience in other roles beforehand have really benefited more growth and understanding in this industry.
As a Mortgaging Broking Specialist at Atlas Broker, I’m dedicated to getting to know my clients and understanding their unique needs and goals. Sure, getting the best interest rate is important, but what I really love is helping people structure their finances in a way that makes their money work smarter. Whether it’s setting up multiple offset accounts or figuring out if a redraw option suits you better, my goal is to fit you with the perfect product and structure for your lifestyle. With many of my clients being self-employed, I have really enjoyed the challenge of getting results with complex situations.
When I’m not crunching numbers, I’m all about family life. My kids keep me on my toes with their endless sport commitments. I should probably mention, I’m a die-hard Hawthorn supporter. But don’t worry, I won’t hold it against you if you cheer for another team!
So, whether you’re looking to buy your first home or refinance, I’m here to help you every step of the way. Let’s make your financial dreams a reality!
Richard Ballard is a credit representative (CRN 480580) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)
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