Property investing

Why investors choose Atlas Broker

Property investment comes with a lot of moving parts, from cash flow considerations to loan features and lender policies. Our role is to make everything straightforward.

• Simple explanations of interest-only vs principal-and-interest
  
• Wide lender comparison for competitive investment loan options
  
• Help structuring your loan to support long-term growth
  
• Clear outline of borrowing capacity and investment affordability
  
• Experienced brokers who support you from first chat to settlement
  

We keep the process calm, clear and aligned with your investment strategy.

Common reasons people use investment loans

The right loan structure can support long-term property growth.

Grow your portfolio

Buying a second, third or additional investment property.

Start investing

Your first investment property with clarity around repayments and strategy.

Improve cash flow

Choosing a structure that supports your investment objectives.

Use equity to invest

Leveraging equity from your existing home or assets.
We guide you through your options in a way that’s simple and easy to understand.

How it works (3 simple steps)

1. Understand your borrowing power
   We start by reviewing your income, equity and goals to outline what you can comfortably invest in.
   
2. Compare lenders and structure your loan
   We look at a range of lenders, compare options and recommend a structure that suits your goals, whether it’s interest-only, principal-and-interest or a split approach
   
3. Apply, settle & grow
   We manage the application, coordinate with all parties and ensure settlement runs smoothly so you can focus on the investment itself.

What to consider with investment loans

• Your borrowing capacity may differ for investment properties.
  
• Loan structure (IO vs P&I) affects cash flow and long-term planning.
  
• Interest rates for investment loans can differ from owner-occupied loans.
  
• Equity can often be used to fund deposits or costs.
  
• Choosing the right lender can impact future borrowing flexibility.
  

We walk you through each of these factors without overcomplicating the process.

Repayment Calculator

Use our simple calculator below to estimate your repayments. It’s quick, accurate, and completely obligation-free.

Just enter your desired loan amount, interest rate and term to get started. For a tailored quote, feel free to contact our brokers directly.

Investment Loan FAQs