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The smarter way to finance your business vehicle
Motor vehicle finance helps you buy the cars, utes, vans or commercial vehicles your business needs without a large upfront hit. You spread the cost over time using a finance structure that matches how you work, how you manage cashflow and how you plan your tax strategy. The aim is simple. Stay mobile, protect your cash and choose a loan that supports your business for the long run.
How Motor Vehicle Finance Works
We take the time to understand your business, your goals and the vehicle you need. From there, we find a motor vehicle finance solution that fits your plans, compare business car loan options, manage the paperwork and work directly with the lenders. Our approach is practical and tailored so you have the clarity and confidence to make the right decision for your business.
Here is how the process typically works.
- Chat with us
Tell us the vehicle you are looking at, how you plan to use it for work and when you need it on the road. - We crunch the options
We compare lenders, loan structures, approvals and the impact on your cashflow and tax position. This includes both motor vehicle finance and business car loan pathways. - Clear choices without confusion. Compare repayments and key advantages at a glance to find the best fit for your business.
- You decide
Take your time. Once you are confident in the option that suits you, we handle the paperwork and manage the lender. - Drive away ready for work
Funding is finalised and your vehicle is ready to put to work straight away. - We have your back long term
Upgrading later, adding more vehicles or reviewing your finance structure? We stay in your corner and support you as your business grows.
What Can Be Funded Under Motor Vehicle Finance?
Most business-related vehicles can be financed, including:
- Work cars for owners, sales reps or managers
- Utes for trades, construction and service businesses
- Vans for deliveries, mobile services and logistics
- 4WDs for regional work or off-road sites
- Light commercial vehicles
- Electric vehicles and hybrids
- Fleet vehicles for growing teams
If it helps you operate more efficiently, we can usually finance it.
Why Business Owners Trust Us for Motor Vehicles Finance
Your business moves fast, and so should your vehicles. Whether it’s utes, vans, trucks, or an entire fleet, you need motor vehicles that work as hard as you do.
Partnering with Atlas Broker means one dedicated broker who understands how crucial the right wheels are for your business, backed by a support team that guides you through everything from quote to settlement and beyond.
Here’s why business owners love working with us:
- We explain equipment finance clearly, so you know exactly what you’re signing up for
- Solutions tailored to your cashflow, growth plans, and industry realities
- One broker with a full operations team taking care of the paperwork and details
- Industry-aware insights in commercial vehicles, transport, and trade industries, ensuring our advice is relevant, practical, and tailored to your business.
- Ongoing support for upgrades, refinancing, or adding more machinery and attachments as your business grows.
With Atlas Broker, motor vehicle equipment finance is simple, practical, and designed to help your business grow without headaches.
Loan Structures and Options
We offer a range of motor vehicles finance options, including;
Chattel mortgage
Ownership from the start with potential depreciation benefits. Suits long-term equipment users.
Hire purchase
Predictable payments with ownership at the end. Simple and familiar.
Finance lease
Use equipment without immediate ownership. Good for regular upgrade cycles.
Lease with residual
Lower ongoing repayments with a final balance. Works if you plan ahead and review regularly.
Commercial loan / secured business loan
Useful when purchasing multiple items or combining with broader business funding.
Short-term rental
Not formal finance, but worth considering for seasonal or trial usage.
We explain what each option means in practice so you can choose with confidence, not guesswork.
Motor Vehicle Repayment Calculator
Use our simple calculator below to estimate your repayments. It’s quick, accurate, and completely obligation-free.
Enter your desired loan amount, interest rate, and term to calculate your motor vehicle finance. For a tailored equipment loan quote in Australia, contact our expert brokers directly.
Motor Vehicle Finance Frequently Asked Questions
We’ve answered some of the most common questions about motor vehicle finance below:
