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Upgrade your tech without blowing your cashflow
Every modern business relies on technology whether you run a workshop, agency, clinic, warehouse, or café with a slick POS system. But IT gear ages fast, and replacing everything at once can punch a hole in your working capital. IT Equipment Finance helps you stay competitive with current tech, keep your team efficient, and avoid relying on outdated, glitchy gear that slows you down.
We help you access funding for the IT equipment you need today so you can pay it off over time, in a structure that suits your cashflow, tax planning, and business goals.
How IT Equipment Finance Works
We take the time to understand your business, how you operate, and the technology you need to stay productive. From there, we find a finance solution that fits your budget, cashflow, and long-term plans. We handle the paperwork, compare lenders, and guide you from start to finish so you feel confident and supported. Simple, practical, and tailored to you.
Here’s how the process generally works:
- Tell us what you need
Share the IT Equipmennt on your wishlist and what problem it solves in your business - We look at your business numbers and needs
Not just what you can borrow, but what makes sense for your growth and cashflow. - We compare lenders and structure your deal
We work through the paperwork and fine print so you can focus on business. - Approval time
You sign once you’re happy, then we coordinate with suppliers and settlement teams. - Get your gear delivered or installed
You start using it and we stay in touch for the life of the loan.
What Can Be Funded?
We help fund a wide range of IT and technology assets for small business. Whether you’re upgrading office systems, improving data capability or replacing outdated technology, we offer flexible finance options for:
- Laptops, desktops, monitors and tablets
- Servers and networking hardware
- POS systems for retail and hospitality
- Specialist industry software and licensing
- Cybersecurity and data protection solutions
- Printers, copiers and smart office technology
- Cloud and subscription-based platforms
- Audio visual and conferencing equipment
- Remote work and hybrid team setups
If your business runs on technology to operate, grow or serve customers, there’s a strong chance we can help finance it.
Benefits of Using Atlas Broker
We understand that securing finance isn’t just about getting the funds—it’s about getting the right structure, on the right terms, with minimum interruption. Here’s why businesses across Australia choose us:
- Access to a wide panel of trusted lenders
- Fast turnaround times
- Competitive rates and flexible repayment structures
- No hidden fees
- Asset-matched finance terms
- National reach with local, personal service
Our clients span Sydney, Melbourne, Brisbane and beyond.
We understand that no two businesses are alike, so we tailor solutions to your operational requirements and asset lifecycle.
Loan Structures and Options
We can arrange a variety of finance types, depending on your asset and preferences.
Some of the most common loan structures include:
- Chattel Mortgage
- Finance Lease
- Commercial Hire Purchase
- Operating Lease / Rental
- International Equipment Finance Solutions
Each option comes with different benefits in terms of ownership, tax, and accounting treatment. If you’re unsure which structure suits your business, our brokers are here to help you make the right decision.
Repayment Calculator
Use our simple calculator below to estimate your repayments. It’s quick, accurate, and completely obligation-free.
Just enter your desired loan amount, interest rate and term to get started. For a tailored quote, feel free to contact our brokers directly.
Frequently Asked Questions
We’ve answered some of the most common questions about commercial equipment finance below:
