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Making Commercial Equipment Work for You
At Atlas Broker, we know small business owners don’t have time for complicated finance. We help you secure finance for the assets your business depends on, whether you’re upgrading, expanding, or just keeping operations running smoothly. You’ll work with a broker who gets your business, backed by a team that keeps things moving from quote to settlement.
How Commercial Equipment Finance Works
Commercial equipment finance enables you to acquire the tools your business needs while preserving working capital. Rather than paying upfront, the cost is spread over time through structured repayments.
Here’s how the process generally works:
- Tell us what you need
Let us know what equipment you’re looking at and how you’ll use it. The more we understand your business, the better we can structure your finance. - We crunch the numbers
We assess your cashflow, business goals, and balance sheet to find a finance solution that works for you, not the other way around. - Choose your loan structure
We’ll outline the options that fit your business, so you can pick one that makes sense for cashflow, taxes, and growth. - We manage the paperwork
We handle all the documentation, liaise with lenders, and keep everything on track. - Settlement and beyond
Once approved, you get your equipment, and we stay in touch to make sure everything continues to run smoothly.
What Can Be Funded?
Commercial equipment finance isn’t just for big machines. Here are some examples of what we can fund:
- Trucks, utes, and vans
- Forklifts, cranes, and loaders
Workshop machinery and tools - Manufacturing or production equipment
- IT hardware essential for business operations
- Attachments, trailers, and specialised tools
If it helps your business earn, grow, or operate more efficiently, we can look at it.
Benefits of Using Atlas Broker for Commercial Equipment Finance
We understand that securing finance isn’t just about getting the funds, it’s about getting the right structure, on the right terms, with minimum interruption. Here’s why businesses across Australia choose us:
- Access to a wide panel of trusted lenders
- Fast turnaround times
- Competitive rates and flexible repayment structures
- No hidden fees
- Asset-matched finance terms
- National reach with local, personal service
Loan Structures and Options
We can arrange a variety of finance types, depending on your asset and preferences.
Some of the most common loan structures include:
- Chattel Mortgage
- Finance Lease
- Commercial Hire Purchase
- Operating Lease / Rental
- International Equipment Finance Solutions
Each option comes with different benefits in terms of ownership, tax, and accounting treatment. If you’re unsure which structure suits your business, our brokers are here to help you make the right decision.
Commercial Equipment Repayment Calculator
Use our simple calculator below to estimate your repayments. It’s quick, accurate, and completely obligation-free.
Enter your desired loan amount, interest rate and term to get started. For a tailored quote, feel free to contact our brokers directly.
Commercial Equipment Finance Frequently Asked Questions
We’ve answered some of the most common questions about commercial equipment finance below:
