Trade Finance

What is Trade Finance?

Trade finance is all about giving your business the flexibility to pay for goods, stock, or materials you need to trade or operate, without tying up your working capital. Whether you’re importing, exporting, or just topping up your inventory, trade finance makes it easier to manage payments, suppliers, and growth. Think of it as a short-term funding solution designed to help your business move faster and smarter.

How Trade Finance Works

We take the time to understand your business, your cash flow, and the stock, materials, or goods you need to import or purchase. Then we find a trade finance solution that fits your needs, manage the paperwork, and work directly with lenders. Our approach is practical and tailored, giving you clarity and confidence to make informed decisions.

Here’s how the process typically works:

Have a Chat
Tell us about your suppliers, shipments, and the cash flow challenges you want to solve.

We Explore the Options
We review your orders, assess supplier requirements, and check the impact on your cash flow and business operations.

See Your Choices Clearly
We present easy-to-understand comparisons of finance limits, fees, and repayment terms so you can see what works best for your business.

Make Your Decision
Take your time. Once you’re happy with a solution, we handle the paperwork and liaise with the lender on your behalf.

Funds in Your Account
Approved trade finance is provided quickly, so you have the cash you need to pay suppliers, manage shipments, and keep your operations running smoothly.

Support Beyond Settlement
Your business evolves and so do your needs. Need to finance additional shipments or adjust your trade finance structure? We stay in your corner and guide you every step of the way.

What Can Be Funded With Trade Finance?

Trade finance is flexible and can cover a variety of business needs including:

• Importing stock or materials from overseas
  
• Paying domestic suppliers upfront
  
• Covering short-term purchase orders
  
• Seasonal stock build-ups
  
• Raw materials for production

Benefits of Using Atlas Broker for Trade Finance

Trade finance isn’t just about getting funding, it’s about getting the right funding, at the right time, in a way that keeps your business moving. Here’s why Australian businesses trust us:

• Access to a wide panel of trusted lenders – we find the solution that fits your trading needs and supplier relationships.
  
• Fast turnaround times – secure funds quickly so you can pay suppliers without slowing down operations.
  
• Flexible repayment structures – repayments tailored to your cashflow and trading cycles, not a lender’s calendar.
  
• Transparent fees with no surprises – everything is upfront so you can plan confidently.
  
• Solutions that match your business – whether it’s importing stock, domestic suppliers, or seasonal orders.
  
• National reach with local, personal service – from Sydney to Melbourne, Brisbane, and beyond, you deal with people who understand your business.
  

Every business is different, so we take the time to structure trade finance around your suppliers, cashflow, and growth plans, giving you flexibility and confidence as you scale.

Loan Structure Options

Trade finance can be structured in several ways to suit your business needs:

• Term loans – Fixed repayment schedule over a defined period.
• Revolving facilities – Use as much or as little as you need, paying down and re-drawing funds.
• Letter of credit – Guarantees payment to suppliers while you manage cashflow.

Invoice financing – Borrow against unpaid invoices to unlock working capital quickly.

Repayment Calculator

Use our simple calculator below to estimate your repayments. It’s quick, accurate, and completely obligation-free.

Just enter your desired loan amount, interest rate and term to get started. For a tailored quote, feel free to contact our brokers directly.

Frequently Asked Questions

We’ve answered some of the most common questions about trade finance below: