Restructure / Structure Loan

Get Your Finances Working for Your Business

A well-structured loan can give your business the breathing room it needs to grow, restructure debt, or take on new opportunities. Whether you’re consolidating existing debts, freeing up cashflow, or streamlining repayments, the right loan structure keeps your finances organised, predictable, and manageable.

How Restructure & Structure Loans Work

We start by understanding your business, your cashflow, and your goals. Then we find a loan solution that fits your needs, not the other way around. We handle the paperwork, negotiate with lenders, and make sure you walk away with a practical solution that actually works.

Here’s how it typically works:

• Have a Chat
  Tell us about your business, your current loans, and your financial goals. The more we understand your cashflow and challenges, the better we can find a loan structure that simplifies repayments and strengthens your business.
  
• Explore Your Options
  We review your existing debts, repayment schedules, and funding needs. Then we identify loan structures that could consolidate, refinance, or restructure your obligations to suit your business.
  
• See Your Choices Clearly
  We provide clear comparisons of repayment terms, interest rates, fees, and loan flexibility, so you can easily see which restructure option gives your business the most benefit.
  
• Make Your Decision
  Take your time to choose the solution that works best. Once you’re happy, we handle all the paperwork, liaise with lenders, and make the process seamless.
  
• Funds in Your Account
  After approval, existing loans are paid out or restructured, giving you predictable repayments, improved cashflow, and the flexibility to focus on growth or new opportunities.
• Support Beyond Approval
  Your business evolves, and so can your finance. Need to adjust your loan structure, extend terms, or access additional funding? We’re here to guide you every step of the way.

Depending on your situation, we can structure repayments to reduce pressure now while positioning your business for growth later.

What Can Be Funded?

Restructure and structure loans can help fund a wide range of business needs:

• Consolidating multiple business loans into one simple repayment
• Refinancing equipment or commercial loans
• Improving cashflow for operational expenses
• Funding business growth or expansion opportunities
• Managing seasonal fluctuations in revenue

If your business has debt or loans that need a smarter structure, there’s a strong chance we can help you simplify and save.

Benefits of Using Atlas Broker

We understand that restructuring loans isn’t just about swapping debt, it’s about improving your business flexibility, protecting cashflow, and setting you up for growth. Here’s why businesses across Australia trust us

• Access to a wide panel of trusted lenders
• Fast turnaround times
• Competitive rates and flexible repayment structures
• No hidden fees
• Asset-matched finance terms
• National reach with local, personal service. 
• Our clients span Sydney, Melbourne, Brisbane and beyond.

We understand that no two businesses are alike, so we tailor solutions to your operational requirements and asset lifecycle.

Loan Structures and Options

We can arrange a variety of loan structures depending on your business needs:

• Debt Consolidation Loans
• Business Refinance Loans
• Term Loans with Tailored Repayment Schedules
• Commercial Asset Loans
  

Each option has different benefits in terms of cashflow management, interest savings, and long-term planning. Unsure which structure suits you? Our brokers will guide you every step of the way.

Repayment Calculator

Use our simple calculator below to estimate your repayments. It’s quick, accurate, and completely obligation-free.

Just enter your desired loan amount, interest rate and term to get started. For a tailored quote, feel free to contact our brokers directly.

Frequently Asked Questions

We’ve answered some of the most common questions about restructure and structure loans below: