Invoice Finance

Keep Your Cash Flow Moving Without the Wait

Long payment terms are a fact of life, but they don’t have to hold your business back. With invoice finance, you can turn approved invoices into ready-to-use funds almost immediately. This means you can cover operating costs, invest in sustainable equipment, or seize growth opportunities as they come up.

How Invoice Finance Works

We take the time to understand your business, your cash flow, and the clients you invoice. Then we find an invoice finance solution that fits your needs, manage the paperwork, and work directly with lenders. Our approach is practical and tailored, giving you clarity and confidence to make informed decisions.

Here’s how the process typically works:

Have a Chat
Tell us about your invoices, your clients, and the cash flow challenges you want to solve.

We Explore the Options
We review your invoices, check client approvals, and assess the impact on your cash flow and business operations.

See Your Choices Clearly
We present easy-to-understand comparisons of advance rates, fees, and repayment terms so you can see what works best for your business.

Make Your Decision
Take your time. Once you’re happy with a solution, we handle the paperwork and liaise with the lender on your behalf.

Funds in Your Account
Approved invoices are advanced quickly, so you have the cash you need to pay staff, cover expenses, or invest in growth.

Support Beyond Settlement
Your business evolves and so do your needs. Need to finance additional invoices or adjust your structure? We stay in your corner and guide you every step of the way.

What Can Be Funded With Invoice Finance?

We can help unlock cash from a wide variety of invoices across industries. From regular B2B services to large contracts, Atlas Broker offers flexible invoice finance solutions for:

• Outstanding invoices from clients with approved payment terms
• Recurring contracts or ongoing projects
• Large one-off invoices that would normally take weeks or months to pay
• Green or sustainable equipment projects tied to client invoices
  

If your business invoices clients regularly, chances are we can help you access the cash sooner and keep your operations running smoothly.

Benefits of Using Atlas Broker for Invoice Finance

Securing invoice finance isn’t just about getting cash upfront, it’s about structuring it in a way that suits your business, keeps operations running smoothly, and gives you confidence in your cash flow. Here’s why businesses across Australia choose us:

• Access to a wide panel of trusted lenders – we find the right fit for your invoices and clients
  
• Fast turnaround times – get funds quickly so you’re never waiting on slow-paying invoices
  
• Flexible advance rates and repayment structures – tailored to your cash flow cycles
  
• Transparent fees with no hidden costs – what you see is what you get
  
• Solutions matched to your business needs – whether it’s recurring invoices, one-off contracts, or green projects
  
• National reach with local, personal service – from Sydney to Melbourne, Brisbane, and beyond
  

Every business is different, so we take the time to structure invoice finance around your operations, client base, and growth plans.

Loan Structure Options

Invoice finance can be structured in a few different ways to suit your business:

• Recourse – You cover any unpaid invoices. Lower fees and faster approval.
• Non-recourse – The financier takes the risk of non-payment. Higher fees but more security.
• Hybrid arrangements – Tailored to your industry, invoice sizes, and cash flow cycles.
  

Our team will help you choose the structure that aligns with your business goals and protects your bottom line.

Repayment Calculator

Use our simple calculator below to estimate your repayments. It’s quick, accurate, and completely obligation-free.

Just enter your desired loan amount, interest rate and term to get started. For a tailored quote, feel free to contact our brokers directly.

Frequently Asked Questions

We’ve answered some of the most common questions about commercial equipment finance below: