Business / Unsecured Loan

Fuel Your Business Growth Without the Stress

Looking for an unsecured business loan to grow your business, cover key expenses, or invest in new opportunities? Atlas Broker helps Australian small businesses and self-employed professionals access flexible funding based on your cash flow, not your assets.
Practical, tailored, and easy to manage, our unsecured loans give you the capital you need to expand, invest, and keep your business moving forward with confidence

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Unlock Growth and Opportunities with a Business Loan

A business loan is more than just a cash injection. It’s a tool to support growth, cover planned investments, and give your business the flexibility to take on new opportunities.

Business loans are typically used for:

  • Expanding or relocating your premises
  • Purchasing vehicles, machinery, or equipment
  • Renovations or fit-outs
  • Hiring additional staff or increasing working capital
  • Marketing campaigns or technology upgrades

With the right structure, your loan works around your business, not the other way around.

How Business Loans Work

We take the time to understand your business, your goals, and the investments or expenses you want to fund. Then we find a business loan that fits your needs, handle the paperwork, and work directly with lenders. Our approach is practical and tailored, giving you clarity and confidence to make informed decisions.

Here’s how the process typically works:

Have a Chat

Tell us about your business, your plans, and the reasons you’re seeking funding. The more we know, the better we can find a solution that works for you.

Explore Your Options

We review your financials, assess your business goals, and identify loan options that align with your needs and cashflow.

See Your Choices Clearly

We present straightforward comparisons of loan amounts, interest rates, repayment terms, and fees so you can see which option suits your business best.

Make Your Decision

Take your time. Once you’re happy with a solution, we handle the paperwork and communicate with the lender on your behalf.

Funds in Your Account

Once approved, the funds are released quickly, so you can invest in growth, hire staff, purchase equipment, or cover other business expenses.

Support Beyond Approval

Your business evolves and so can your funding needs. Need to adjust your loan structure or access additional finance? We’re here to guide you every step of the way.

What Can Be Funded With a Business Loan?

A business loan is flexible and can support a wide range of business needs, including:

  • Expanding or relocating your premises
  • Purchasing vehicles, equipment, or machinery
  • Renovations or fit-outs
  • Hiring staff or increasing working capital
  • Marketing campaigns or technology upgrades
  • Covering large or one-off business expenses

If you’re unsure whether your project qualifies for funding, we’ll help you find the right solution for your business.

Benefits of Using Atlas Broker for Business Loans

A business loan isn’t just about accessing funds, it’s about finding the right small business funding solution, at the right time, structured to help your business grow. Here’s why Australian businesses trust Atlas Broker for business growth loans:

  • Access to a wide panel of trusted lenders – we find a business loan that fits your company’s goals and long-term growth plans.
  • Fast turnaround times – secure funding quickly so you can invest in new opportunities, equipment, or staff without delay.
  • Flexible repayment options – repayments tailored to your cashflow and business cycles, not a lender’s schedule.
  • Transparent fees with no surprises – everything is upfront so you can budget and plan with confidence.
  • Solutions designed for your business – whether it’s expanding operations, purchasing equipment, or funding marketing campaigns, we find a loan that works for you.
  • National reach with local, personal service – from Sydney to Melbourne, Brisbane, and beyond, you’ll deal with people who understand the Australian small business landscape.

Every business is different, so we structure your business loan around your cashflow, operational needs, and growth ambitions. This gives you the flexibility and confidence to take the next step with a funding solution that actually supports your business.

Loan Structure Options

There are a few ways you can structure a business loan, depending on your goals and how you want to manage repayments. Here are some of the most common options:

  • Term Loans – Fixed repayments for long-term investments.
  • Line of Credit – Flexible access to funds for ongoing projects.
  • Invoice Finance – Turn unpaid invoices into available funds.

Overdrafts – Cover short-term funding needs quickly.

Repayment Calculator

Use our simple calculator below to estimate your repayments. It’s quick, accurate, and completely obligation-free.

How much?
Interest rate:
Minimum Weekly repayment*
$0.00

Just enter your desired loan amount, interest rate and term to get started. For a tailored quote, feel free to contact our brokers directly.

Frequently Asked Questions

We’ve answered some of the most common questions about business loans below:

Will this affect my credit rating?
A well-structured business loan should not negatively impact your credit score. On-time repayments can even help strengthen it.
What if my business income is irregular?
Flexible loan options, like lines of credit or invoice finance, are ideal for seasonal or variable revenue.
Do I need security to get a loan?
Some loans require collateral, such as property or equipment. Others do not. We help you find the right option for your situation.
View all FAQs

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Built on trust.
Proven by results.

Thousands of Australians have chosen Atlas Broker to help them secure the right finance, insurance and advice. Our growth has been powered by relationships, referrals and doing the right thing — every time.

85%

Of New Clients by Referral

Our service speaks for itself
14

Years of Atlas Broker

Founded on friendship, built on integrity
3,000+

Clients

Long-term partners, not one-time transactions
5

Locations Across Australia

National reach with a local feel
Google 5.0

The kind of service people talk about

When you put relationships first, word spreads. Most of our clients come to us through referrals — and stay with us for the long haul. Here’s what some of them had to say.

Google

Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.

Read Full Review
Avatar Emmanuel Bolos
Google

This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.

Read Full Review
Avatar Phillip McGuinness
Google

Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!

Read Full Review
Avatar Red
Google

Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!

Read Full Review
Avatar Purnima Bhosle
Google

Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.

Read Full Review
Avatar Emmanuel Bolos
Google

This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.

Read Full Review
Avatar Phillip McGuinness
Google

Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!

Read Full Review
Avatar Red
Google

Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!

Read Full Review
Avatar Purnima Bhosle
Google

Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.

Read Full Review
Avatar Emmanuel Bolos
Google

This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.

Read Full Review
Avatar Phillip McGuinness

We’ll handle the finance so you can get on with business

Our role is to make life easier. We take the time to understand your needs, structure the deal properly, and deliver the right solution — so you can stay focused on what matters most.
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Our role is to make life easier. We take the time to understand your needs, structure the deal properly, and deliver the right solution — so you can stay focused on what matters most.
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