Finance for Woodworking

Build Your Workshop Without Breaking the Bank

Whether you are starting your woodworking business or upgrading to industrial-grade tools, the right equipment makes all the difference. With woodworking equipment finance, you can fund everything from starter kits and battery-powered tools to large machinery. Keep your workshop productive while preserving your cash flow and focus on creating.

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Fund the Tools You Need to Get the Job Done

Quality tools make all the difference, whether you are building, renovating, designing sets, landscaping, or crafting. Builders, renovators, set designers, landscapers, and makers all rely on reliable equipment to complete their projects efficiently. Learn how to fund everything from hand tools and battery-powered kits to large machinery, structure your finance around your business needs, and keep your projects moving without financial stress.

How Woodworking Equipment Finance Works

We get to know your business, your goals, and the equipment you need. Then we secure a finance solution that fits your plans, handle the paperwork, and deal with the lenders. No jargon, no stress, but practical, tailored support.

Here’s how the process generally works:

  1. Chat with us
    Tell us the equipment you’re eyeing, how you’ll use it, and when you’d like it on site.
  2. We crunch the options
    We check lenders, approvals, tax and cashflow impact.
  3. Clear choices, no confusion
    We show simple comparisons with repayments and key pros, so you can see what works best.
  4. You decide
    Take your time. Once you’re happy, we handle the paperwork and deal with the lender.
  5. Ready for action
    Funding is finalised and the equipment is ready to go.
  6. We’ve got your back
    Later upgrades, refinancing or adding more machinery? We stay in your corner.

What Can Be Funded?

Woodworking finance covers a huge range of gear:

  • Carpenter starter kits for apprentices or new businesses
  • Battery-powered hand tools
  • Small machinery like table saws, planers, jointers, and drill presses
  • Medium to large machinery like CNC routers, lathes, sanding lines, and dust extraction systems
  • Workshop essentials like benches, storage, and safety gear
  • Vehicle attachments or mobile workshop setups

If it helps you craft, cut, or create professionally, it can usually be funded.

Why business owners choose Atlas Broker

You will make confident decisions when partnering with us to finance woodworking equipment for your business. We take the time to understand you, how you operate, and the outcomes you need from your technology so we can structure finance that genuinely supports your cashflow and growth. We work with businesses of all sizes across professional services, healthcare, hospitality, trades, logistics, retail and digital industries, so we understand how technology helps you work smarter, serve customers faster and stay competitive.

You’ll have one dedicated broker, backed by a support team, guiding you from quote to settlement and beyond.

Why business owners choose us

  • Clear, educational guidance on woodworking finance options
  • Solutions tailored to your cashflow and long-term goals
  • One broker with a full operations team handling the details
  • Industry-aware insights across multiple sectors and technology needs
  • Ongoing support for upgrades, refinancing and expansion

Loan Structures and Options

We offer a range of woodworking equipment finance options, including;

Chattel mortgage
Ownership from the start with potential depreciation benefits. Suits long-term equipment users.

Hire purchase
Predictable payments with ownership at the end. Simple and familiar.

Finance lease
Use equipment without immediate ownership. Good for regular upgrade cycles.

Lease with residual
Lower ongoing repayments with a final balance. Works if you plan ahead and review regularly.

Commercial loan / secured business loan
Useful when purchasing multiple items or combining with broader business funding.

Short-term rental
Not formal finance, but worth considering for seasonal or trial usage.

We explain what each option means in practice so you can choose with confidence, not guesswork.

Repayment Calculator

Use our simple calculator below to estimate your repayments. It’s quick, accurate, and completely obligation-free.

How much?
Interest rate:
Minimum Weekly repayment*
$0.00

Enter your desired loan amount, interest rate, and term to calculate your woodworking equipment finance. For a tailored equipment loan quote in Australia, contact our expert brokers directly.

Frequently Asked Questions

We’ve answered some of the most common questions about IT equipment finance below:

How long can woodworking equipment be financed for?
Typically between 2 to 5 years depending on the type of technology and lender polic
Can software be financed too?
Yes, many lenders allow software and subscription-based systems to be bundled in.
What if the equipment becomes outdated quickly?
We help you choose a term that aligns with the useful life of the tech so you aren’t still paying for something you no longer use.
View all FAQs

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Built on trust.
Proven by results.

Thousands of Australians have chosen Atlas Broker to help them secure the right finance, insurance and advice. Our growth has been powered by relationships, referrals and doing the right thing — every time.

85%

Of New Clients by Referral

Our service speaks for itself
14

Years of Atlas Broker

Founded on friendship, built on integrity
3,000+

Clients

Long-term partners, not one-time transactions
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Locations Across Australia

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The kind of service people talk about

When you put relationships first, word spreads. Most of our clients come to us through referrals — and stay with us for the long haul. Here’s what some of them had to say.

Google

Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.

Read Full Review
Avatar Emmanuel Bolos
Google

This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.

Read Full Review
Avatar Phillip McGuinness
Google

Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!

Read Full Review
Avatar Red
Google

Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!

Read Full Review
Avatar Purnima Bhosle
Google

Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.

Read Full Review
Avatar Emmanuel Bolos
Google

This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.

Read Full Review
Avatar Phillip McGuinness
Google

Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!

Read Full Review
Avatar Red
Google

Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!

Read Full Review
Avatar Purnima Bhosle
Google

Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.

Read Full Review
Avatar Emmanuel Bolos
Google

This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.

Read Full Review
Avatar Phillip McGuinness

We’ll handle the finance so you can get on with business

Our role is to make life easier. We take the time to understand your needs, structure the deal properly, and deliver the right solution — so you can stay focused on what matters most.
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Our role is to make life easier. We take the time to understand your needs, structure the deal properly, and deliver the right solution — so you can stay focused on what matters most.
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