Commercial Property Finance
Buy the property your business depends on
Leasing may feel simpler in the short term, but every payment builds someone else’s balance sheet, not yours.
Commercial property finance allows established business owners to control their premises, stabilise occupancy costs, and convert monthly payments into long-term asset value.
At Atlas Broker, we structure commercial lending around cashflow, taxation and balance-sheet strength so your business can own property without becoming financially fragile.
Strategic lending for Australian business owners
Strategic lending for Australian business owners
We help businesses secure funding for:
- Offices & strata commercial suites
- Warehouses & industrial sites
- Retail & hospitality premises
- Medical & allied health rooms
- Mixed-use and commercial investment property
Whether you’re purchasing your first premises or expanding into additional locations, we negotiate lending that aligns with how your business operates – not a bank’s default template.
How it works
A streamlined process designed for business owners with limited time.
Step 01
Initial Discovery
A brief call confirms the property, borrowing strategy, entity structure, and cashflow profile.
Step 02
Lender Scan & Structuring
We compare options across our lending panel and recommend a structure that fits your tax position, risk appetite, and long-term plans.
Step 03
Approval & Settlement
We coordinate with lenders and legal teams to deliver a clean, confident settlement, without the usual bank runaround.
Proven by results.
Thousands of Australians have chosen Atlas Broker to help them secure the right finance, insurance and advice. Our growth has been powered by relationships, referrals and doing the right thing — every time.
Of New Clients by Referral
Years of Atlas Broker
Clients
Locations Across Australia
Where Atlas Broker is different
Most brokers chase a rate. We negotiate a lending structure that protects cashflow, supports growth and reduces execution risk.
Our lending panel includes major banks and specialist commercial lenders, giving you access to:
- Lease-doc & no-financials lending
- Low-doc / alt-doc options for self-employed owners
- SMSF-compatible lending (LRBAs)
- Refinance & equity release strategies
- Industry-specific lenders for medical, industrial & retail
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The kind of service people talk about
When you put relationships first, word spreads. Most of our clients come to us through referrals – and stay with us for the long haul. Here’s what some of them had to say.
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Say Hello to Your Finance Specialists
Show me the
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team
You’re not just a number, and neither are we. Meet a few of our finance specialists who bring personality, expertise, and genuine care to every client relationship.
Master of Charts
Steward of the Chartroom
Fleet Operations Liaison
soldado de infantería
Director of Voyages
Logistics Cartographer
Commander in Chief
Chief Wayfinder
Mission Coordinator
Sanctuary Advisor
Trade Equipment Commander
Safe Haven Consultant
Friar of Finance
Command Support Officer
Principal Deal Architect
Navigator General
The Herald of the Realm
Chieftain
Principal Navigator
Mortgage Wizard
Lending structures we arrange
Commercial Property Loan
Long-term owner-occupiers, fixed or variable rates
Lease-Doc / No-Financials Facility
Strong lease income, simplified assessment
Low-Doc / Alt-Doc Loan
Self-employed or complex financials
Commercial Lending (LRBA)
Business owners building long-term wealth
Refinance & Equity Release
Lower rates, fund fit-outs or expansion
We can also assist with:
- Fit-out finance
- Deposit funding / bridging
- Working capital & cashflow facilities
- Equipment and vehicle finance for expanding operations
Commercial Property Finance FAQs
Most lenders require 20–30%, depending on property type, cashflow, valuation, and entity structure.
Lease-doc and low-doc options can be approved in as little as a few days. Full commercial assessments generally take 2–4 weeks.
Yes. We regularly structure lending for companies, unit trusts, family trusts and SMSFs (LRBAs).
Offices, warehouses, medical suites, retail, hospitality, mixed-use, and specialty commercial premises.
Yes. Refinancing can help reduce rates, improve cashflow or release equity for expansions or additional investments.
