Cashflow Finance
Keep Your Business Moving with Cashflow Finance
Australian expert brokers helping small businesses access flexible cashflow finance, working capital loans, and short-term funding to cover costs, smooth gaps, and grow confidently.
Cashflow Made Simple by Australian Expert Brokers
Cashflow Made Simple by Australian Expert Brokers
We make cashflow finance easy. Your broker takes the time to understand how your business works, what’s holding things up, and what opportunities you want to chase. We’re not guessing, we’re listening.
Behind your broker is an, experienced team who keeps everything moving quickly, approvals, paperwork, lender follow-ups, so you can focus on running your business.
We’re not just helping you today, we’re setting you up for long-term success.
Finance that works as hard as you do
At Atlas Broker, we help Australian small businesses access the right finance for their unique needs. Your broker will guide you through every option, explain how it works, and make sure it fits your business rhythm.
Invoice Finance
Trade Finance
Business / Unsecured Loan
Capital Raise
Restructure / Structure Loan
Simple steps with your broker guiding you every step of the way
Step 01
We talk about your cashflow
We start with a conversation. What’s happening in your business, where’s the pressure, and what would make life easier?
Step 02
We find the right fit
Our brokers match you with lenders who understand small business and offer practical, flexible cashflow options. We’ll explain everything clearly, no surprises.
Step 03
You get on with business
Once approved, you get access to the funds you need. Whether it’s for wages, stock, equipment or covering a gap between payments, we’ll make sure the finance fits your business rhythm.
Proven by results.
Thousands of Australians have chosen Atlas Broker to help them secure the right finance, insurance and advice. Our growth has been powered by relationships, referrals and doing the right thing — every time.
Of New Clients by Referral
Years of Atlas Broker
Clients
Locations Across Australia
Finance structures tailored to your needs
From chattel mortgages to operating leases, we can help you choose the right finance structure based on your business needs. Whether you want to own the asset from day one or simply lease it short-term, we’ll talk you through the best fit.
- Chattel Mortgage
- Finance Lease
- Commercial Hire Purchase
- Operating Lease / Rental
- International Equipment Finance Solutions
5.0
The kind of service people talk about
When you put relationships first, word spreads. Most of our clients come to us through referrals – and stay with us for the long haul. Here’s what some of them had to say.
Sam and the team at Atlas are super-stars! They make the entire process of car leasing SO EASY! They are pro’s. This is the 2nd time we have used them for our company leasings and will continue to. Their communication is efficient, their process is clean and straight forward and they are wealth of knowledge when it comes to choosing the right options.
Emma Barbato (Miss Em Duke & Dame AI)
Great service and attention to detail with contract. Highly recommended 😊
Sue Henderson
We had the pleasure of working with Teagan and found it delightful. Nothing was too much trouble and all our questions were responses it very quickly. We would happily recommend Teagan and Atlas
Sharon O’Dwyer
Richie Ballard supported us for nearly two years, and we finally secured the home we have been looking for. I wasn’t even pregnant with our second child and now he’s 9 months old. Richie was on the phone or finding us the best solution at all hours. He’s helped simplify information and present us with our best options ahead of time, and even late the night before an auction when we’ve thrown a change into the mix or needed clarification to settle our concerns. We’ve changed our budget, areas of interest and approach and he’s been there the entire journey. He’s shared our disappointment when we weren’t successful, but checked in and kept our spirits high along the journey. A huge thank you Richie for assisting and persisting with us along this long journey!
Emily M
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Sam and the team at Atlas are super-stars! They make the entire process of car leasing SO EASY! They are pro’s. This is the 2nd time we have used them for our company leasings and will continue to. Their communication is efficient, their process is clean and straight forward and they are wealth of knowledge when it comes to choosing the right options.
Emma Barbato (Miss Em Duke & Dame AI)
Great service and attention to detail with contract. Highly recommended 😊
Sue Henderson
We had the pleasure of working with Teagan and found it delightful. Nothing was too much trouble and all our questions were responses it very quickly. We would happily recommend Teagan and Atlas
Sharon O’Dwyer
Richie Ballard supported us for nearly two years, and we finally secured the home we have been looking for. I wasn’t even pregnant with our second child and now he’s 9 months old. Richie was on the phone or finding us the best solution at all hours. He’s helped simplify information and present us with our best options ahead of time, and even late the night before an auction when we’ve thrown a change into the mix or needed clarification to settle our concerns. We’ve changed our budget, areas of interest and approach and he’s been there the entire journey. He’s shared our disappointment when we weren’t successful, but checked in and kept our spirits high along the journey. A huge thank you Richie for assisting and persisting with us along this long journey!
Emily M
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Sam and the team at Atlas are super-stars! They make the entire process of car leasing SO EASY! They are pro’s. This is the 2nd time we have used them for our company leasings and will continue to. Their communication is efficient, their process is clean and straight forward and they are wealth of knowledge when it comes to choosing the right options.
Emma Barbato (Miss Em Duke & Dame AI)
Great service and attention to detail with contract. Highly recommended 😊
Sue Henderson
We had the pleasure of working with Teagan and found it delightful. Nothing was too much trouble and all our questions were responses it very quickly. We would happily recommend Teagan and Atlas
Sharon O’Dwyer
Richie Ballard supported us for nearly two years, and we finally secured the home we have been looking for. I wasn’t even pregnant with our second child and now he’s 9 months old. Richie was on the phone or finding us the best solution at all hours. He’s helped simplify information and present us with our best options ahead of time, and even late the night before an auction when we’ve thrown a change into the mix or needed clarification to settle our concerns. We’ve changed our budget, areas of interest and approach and he’s been there the entire journey. He’s shared our disappointment when we weren’t successful, but checked in and kept our spirits high along the journey. A huge thank you Richie for assisting and persisting with us along this long journey!
Emily M
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Sam and the team at Atlas are super-stars! They make the entire process of car leasing SO EASY! They are pro’s. This is the 2nd time we have used them for our company leasings and will continue to. Their communication is efficient, their process is clean and straight forward and they are wealth of knowledge when it comes to choosing the right options.
Emma Barbato (Miss Em Duke & Dame AI)
Great service and attention to detail with contract. Highly recommended 😊
Sue Henderson
We had the pleasure of working with Teagan and found it delightful. Nothing was too much trouble and all our questions were responses it very quickly. We would happily recommend Teagan and Atlas
Sharon O’Dwyer
Richie Ballard supported us for nearly two years, and we finally secured the home we have been looking for. I wasn’t even pregnant with our second child and now he’s 9 months old. Richie was on the phone or finding us the best solution at all hours. He’s helped simplify information and present us with our best options ahead of time, and even late the night before an auction when we’ve thrown a change into the mix or needed clarification to settle our concerns. We’ve changed our budget, areas of interest and approach and he’s been there the entire journey. He’s shared our disappointment when we weren’t successful, but checked in and kept our spirits high along the journey. A huge thank you Richie for assisting and persisting with us along this long journey!
Emily M
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Sam and the team at Atlas are super-stars! They make the entire process of car leasing SO EASY! They are pro’s. This is the 2nd time we have used them for our company leasings and will continue to. Their communication is efficient, their process is clean and straight forward and they are wealth of knowledge when it comes to choosing the right options.
Emma Barbato (Miss Em Duke & Dame AI)
Great service and attention to detail with contract. Highly recommended 😊
Sue Henderson
We had the pleasure of working with Teagan and found it delightful. Nothing was too much trouble and all our questions were responses it very quickly. We would happily recommend Teagan and Atlas
Sharon O’Dwyer
Richie Ballard supported us for nearly two years, and we finally secured the home we have been looking for. I wasn’t even pregnant with our second child and now he’s 9 months old. Richie was on the phone or finding us the best solution at all hours. He’s helped simplify information and present us with our best options ahead of time, and even late the night before an auction when we’ve thrown a change into the mix or needed clarification to settle our concerns. We’ve changed our budget, areas of interest and approach and he’s been there the entire journey. He’s shared our disappointment when we weren’t successful, but checked in and kept our spirits high along the journey. A huge thank you Richie for assisting and persisting with us along this long journey!
Emily M
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Sam and the team at Atlas are super-stars! They make the entire process of car leasing SO EASY! They are pro’s. This is the 2nd time we have used them for our company leasings and will continue to. Their communication is efficient, their process is clean and straight forward and they are wealth of knowledge when it comes to choosing the right options.
Emma Barbato (Miss Em Duke & Dame AI)
Sam and the team at Atlas are super-stars! They make the entire process of car leasing SO EASY! They are pro’s. This is the 2nd time we have used them for our company leasings and will continue to. Their communication is efficient, their process is clean and straight forward and they are wealth of knowledge when it comes to choosing the right options.
Emma Barbato (Miss Em Duke & Dame AI)
Great service and attention to detail with contract. Highly recommended 😊
Sue Henderson
We had the pleasure of working with Teagan and found it delightful. Nothing was too much trouble and all our questions were responses it very quickly. We would happily recommend Teagan and Atlas
Sharon O’Dwyer
Richie Ballard supported us for nearly two years, and we finally secured the home we have been looking for. I wasn’t even pregnant with our second child and now he’s 9 months old. Richie was on the phone or finding us the best solution at all hours. He’s helped simplify information and present us with our best options ahead of time, and even late the night before an auction when we’ve thrown a change into the mix or needed clarification to settle our concerns. We’ve changed our budget, areas of interest and approach and he’s been there the entire journey. He’s shared our disappointment when we weren’t successful, but checked in and kept our spirits high along the journey. A huge thank you Richie for assisting and persisting with us along this long journey!
Emily M
Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.
Emmanuel Bolos
This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.
Phillip McGuinness
Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!
Red
Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!
Purnima Bhosle
Say Hello to Your Finance Specialists
Show me the
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team
You’re not just a number, and neither are we. Meet a few of our finance specialists who bring personality, expertise, and genuine care to every client relationship.
Navigator General
Director of Voyages
soldado de infantería
Friar of Finance
Mortgage Wizard
Master of Charts
Principal Deal Architect
Maharaja
Logistics Cartographer
Mission Coordinator
Guardian of the Policies
Commander in Chief
Chief Wayfinder
Principal Navigator
The Herald of the Realm
Fleet Operations Liaison
Sanctuary Advisor
Steward of the Chartroom
Trade Equipment Commander
Safe Haven Consultant
Command Support Officer
The cashflow challenge
Every business hits those moments where the numbers don’t quite line up. A big job’s waiting to be paid, the bills are stacking up, or a new opportunity pops up before the cash does. That’s where cashflow finance steps in.
It’s not about taking on debt for the sake of it, it’s about giving your business the breathing room to keep moving forward.
What to Expect from your Cashflow broker
Working with us feels like teamwork. Here’s what that looks like:
- A broker who listens, understands your business, and guides you clearly
- Straight answers, no confusing finance jargon
- Fast, simple applications — we handle most of the heavy lifting
- Check-ins beyond settlement — because your cashflow journey doesn’t stop there
We’re here to help your business stay steady today and grow stronger tomorrow
Cashflow Finance FAQs for Small Business Owners
Any business that needs a hand balancing the ups and downs of cashflow. From tradies and transport operators to cafés and construction crews, if you’ve got money coming in and out, we can help keep it flowing smoothly.
Pretty quick! Some approvals land within a few days, depending on your documents and the lender.
Yes, but a flexible one. We’ll talk you through options that suit your business, whether that’s a short-term loan, invoice finance, or a line of credit.
Not usually. Cashflow finance can work alongside your existing arrangements, we’ll structure it to complement, not complicate.
