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Why first-home buyers choose Atlas Broker
Most first-home buyers need clear information, not complicated banking language. That’s why our approach is built on clarity, transparency and support.
- Simple explanations – no jargon, just plain-English guidance.
- Fast pre-approval – so you can make confident offers.
- Wide lender comparison – (not just one bank).
- Help with First-Home Buyer grants & schemes – in your state.
- Real support, not a sales pitch — we focus on what’s best for you.
- Ongoing guidance – from your first chat to settlement and beyond.
Buying your first home is a major milestone. We make sure you feel supported and informed every step of the way.
Common challenges first-home buyers face
And how we help make the process clearer.
“I don’t know where to start.”
We break the process into simple steps and show you exactly what to do first.
“I’m unsure what I can afford.”
We calculate your borrowing power and walk you through deposit options, repayments and upfront costs.
“I’m confused by the different lenders.”
We compare banks and non-bank lenders and explain the pros and cons of each.
“Are there grants I can use?”
Yes, and we help you understand eligibility, requirements and how to apply.
“It all feels overwhelming.”
We manage the paperwork, liaise with lenders and keep you updated so the process feels smooth and manageable.
How it works in 3 simple steps
A clear path to your first home.
- Understand your goals & borrowing power
We start with a simple conversation to understand your plans, your timeline and what you can comfortably borrow. - Compare lenders & secure pre-approval
We research and compare a wide range of lenders, outline your best options clearly, and help you secure pre-approval quickly. - Apply, settle & move in
Once you find the right home, we manage the full loan application, coordinate with all parties, and support you right through settlement.
A simpler, clearer first-home journey — with guidance whenever you need it.
What first-home buyers should know before applying
- Your borrowing power isn’t just your income. Lenders assess expenses, liabilities, credit score and future interest rates.
- A pre-approval helps you make stronger offers. It shows agents you’re serious and gives you a clear budget.
- Your deposit size affects your options. You may be able to buy with as little as 5% depending on lender and scheme eligibility.
- Grants and incentives can boost your buying power. Each state offers different schemes for first-home buyers.
Loan features matter. Offset accounts, redraws and repayment types can impact your long-term finances.
Repayment Calculator
Use our simple calculator below to estimate your repayments. It’s quick, accurate, and completely obligation-free.
Just enter your desired loan amount, interest rate and term to get started. For a tailored quote, feel free to contact our brokers directly.
FAQs for First-Home Buyers
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