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In the need for finance for commercial equipment, and need it with a minimum of fuss? Do you require packaging or food preparation equipment but want to finance it? We can help you with that.

Atlas Broker negotiates with funders on your behalf so you can focus on running your business. We understand how time-consuming and frustrating finance can be — but it shouldn’t have to be. We take care of the process end-to-end, ensuring that you receive business equipment finance quickly and with minimal effort on your part.

How Commercial Equipment Finance Works

Commercial equipment finance enables you to acquire the tools your business needs while preserving working capital. Rather than paying upfront, the cost is spread over time through structured repayments.

Here’s how the process generally works:

  1. Assess Your Needs: Determine the type and value of the equipment required.
  2. Select a Finance Option: Choose a structure that suits your cashflow (e.g. chattel mortgage, lease).
  3. Lender Negotiation: Atlas Broker approaches multiple funders to secure the best rate and terms.
  4. Approval & Settlement: Upon approval, the lender pays the supplier and you take delivery of the equipment.
  5. Repayment: You make regular, predictable payments over the agreed term.

Depending on the finance type selected, ownership may be transferred to you at the start, end, or throughout the agreement.

What Can Be Funded?

We help fund a wide variety of commercial equipment across industries. From small office upgrades to large machinery purchases, Atlas Broker offers flexible finance solutions for:

  • Packaging and processing equipment
  • Commercial kitchen appliances
  • Cleaning and hygiene machinery
  • Printing and signage equipment
  • Medical and dental devices
  • Point of sale (POS) systems
  • Heating, cooling and HVAC systems

If your business relies on specialised equipment to operate or grow, chances are we can help you fund it.

We understand that no two businesses are alike—so we tailor solutions to your operational requirements and asset lifecycle.

Benefits of Using Atlas Broker

We understand that securing finance isn’t just about getting the funds—it’s about getting the right structure, on the right terms, with minimum interruption. Here’s why businesses across Australia choose us:

  • Access to a wide panel of trusted lenders
  • Fast turnaround times
  • Competitive rates and flexible repayment structures
  • No hidden fees
  • Asset-matched finance terms
  • National reach with local, personal service

Our clients span Sydney, Melbourne, Brisbane and beyond. Whether you’re a growing café or a nationwide franchise, our expertise scales with you.

Loan Structures and Options

We can arrange a variety of finance types, depending on your asset and preferences.

Some of the most common loan structures include:

  • Chattel Mortgage
  • Finance Lease
  • Commercial Hire Purchase
  • Operating Lease / Rental
  • International Equipment Finance Solutions

Each option comes with different benefits in terms of ownership, tax, and accounting treatment. If you’re unsure which structure suits your business, our brokers are here to help you make the right decision.

Repayment Calculator

Use our simple calculator below to estimate your repayments. It’s quick, accurate, and completely obligation-free.

How much?
Interest rate:
Loan term:
months
Minimum Weekly repayment*
$0.00
Please enter an amount greater than $5000.

Just enter your desired loan amount, interest rate and term to get started. For a tailored quote, feel free to contact our brokers directly.

Frequently Asked Questions

We’ve answered some of the most common questions about commercial equipment finance below:

What is commercial equipment finance?
It’s a finance solution that allows businesses to acquire essential equipment without paying the full cost upfront. The asset is funded via structured repayments over time—helping you maintain healthy cashflow.
What types of businesses can apply?
Most businesses—from sole traders to large corporations—can apply. We tailor solutions to suit your entity structure and industry needs.
Do I need a deposit?
Not necessarily. Many of our solutions offer 100% financing, depending on your credit profile and lender requirements.
How long does approval take?
Once your details are submitted, approval can take as little as 24 to 48 hours with some lenders.
View all FAQs
Built on trust.
Proven by results.

Thousands of Australians have chosen Atlas Broker to help them secure the right finance, insurance and advice. Our growth has been powered by relationships, referrals and doing the right thing — every time.

85%

Of New Clients by Referral

Our service speaks for itself
14

Years of Atlas Broker

Founded on friendship, built on integrity
3,000+

Clients

Long-term partners, not one-time transactions
5

Locations Across Australia

National reach with a local feel
Google 5.0

The kind of service people talk about

When you put relationships first, word spreads. Most of our clients come to us through referrals – and stay with us for the long haul. Here’s what some of them had to say.

Google

Sam and the team at Atlas are super-stars! They make the entire process of car leasing SO EASY! They are pro’s. This is the 2nd time we have used them for our company leasings and will continue to. Their communication is efficient, their process is clean and straight forward and they are wealth of knowledge when it comes to choosing the right options.

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Avatar Emma Barbato (Miss Em Duke & Dame AI)
Google

Great service and attention to detail with contract. Highly recommended 😊

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Avatar Sue Henderson
Google

We had the pleasure of working with Teagan and found it delightful. Nothing was too much trouble and all our questions were responses it very quickly. We would happily recommend Teagan and Atlas

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Avatar Sharon O’Dwyer
Google

Richie Ballard supported us for nearly two years, and we finally secured the home we have been looking for. I wasn’t even pregnant with our second child and now he’s 9 months old. Richie was on the phone or finding us the best solution at all hours. He’s helped simplify information and present us with our best options ahead of time, and even late the night before an auction when we’ve thrown a change into the mix or needed clarification to settle our concerns. We’ve changed our budget, areas of interest and approach and he’s been there the entire journey. He’s shared our disappointment when we weren’t successful, but checked in and kept our spirits high along the journey. A huge thank you Richie for assisting and persisting with us along this long journey!

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Avatar Emily M
Google

I could not thank Teagan, Richard and Russell for the help they provided for me with my car loan. All these guys truly took the time to get the best rate and also were transparent with exceptional communication throughout the lending process. Couldn’t recommend them enough.

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Avatar Steven steve
Google

Richie, Russ, and the rest of the team has been very helpful all throughout. Hassle free and they are very easy to work with.

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Avatar Emmanuel Bolos
Google

This is the second time I have used Atlas for truck finance and once again great to deal with. Easy documentation and to deal with.

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Avatar Phillip McGuinness
Google

Brandon and the team at Atlas were awesome to work with for my machinery finance package. Brandon took care of everything in a professional way, easy communications throughout the whole process. Everything was taken care of and the settlement was complete in no time at all.
Thanks Team!!

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Avatar Red
Google

Huge thanks to Richie for guiding me through my first home buying journey! Richie made everything so much easier to understand and was always there when i needed support. Always one call away, and replies to any call or questions straight away.
Couldn’t have asked for a better experience, highly recommend!

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Avatar Purnima Bhosle
Google

Sam and the team at Atlas are super-stars! They make the entire process of car leasing SO EASY! They are pro’s. This is the 2nd time we have used them for our company leasings and will continue to. Their communication is efficient, their process is clean and straight forward and they are wealth of knowledge when it comes to choosing the right options.

Read Full Review
Avatar Emma Barbato (Miss Em Duke & Dame AI)

We’ll handle the finance so you can get on with business

Our role is to make life easier. We take the time to understand your needs, structure the deal properly, and deliver the right solution — so you can stay focused on what matters most.
Get in Touch
Our role is to make life easier. We take the time to understand your needs, structure the deal properly, and deliver the right solution — so you can stay focused on what matters most.
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